1. Loan Application Checklist

    In general, the documentation you will need includes:

    Property Information (if you already have a contract on a house)
    Purchase Agreement.
    If you are selling your current home, copy of listing contract.
    If you have sold your current home, copy of settlement statement (HUD-1).

    Income & Assets

    Pay stubs for the last 30 days.
      For the past two years:

     Federal Tax returns all schedules.  State is not needed. 
    Statements for each bank, mutual fund, and/or investment account for the last two months.
      If you have made any large deposits to your accounts:

    Explanation and source for deposit.

    If large deposit was a gift:

    Signed gift letter (lender can supply).

    Copy of gift check.

    Copy of deposit receipt.
      If you own a business:

    Corporate or partnership tax returns.
      If self-employed:

    Tax returns for the last two years (with schedules).

    Year-to-Date Profit and Loss Statement prepared by an accountant.
      If you own rental property:

    Tax returns for the last two years and current rental agreements.
      If you are retired:

    Pension Award Letter.
      If you receive Social Security:

    Social Security Award Letter (Current year).
      If you are counting child support as income:

    Copy of divorce settlement.


    Explanation of credit report anomalies, including:

    Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.

    Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

    VA Loans

    Copy of DD Form 214.


    Photo ID and copy of Social Security card.
    Residence addresses for the past two years.
    If applicable, a copy of your divorce decree.
    If you are not a citizen, a copy of the front and back of your green card.







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Integrity Mortgage and Financial Services Inc

3205 Cascade Dr Ste B
Valparaiso, IN 46383-9142